Mobile App Security • Device Intelligence • Fraud Prevention

Next Generation Unified Zero Trust Mobile Fraud Prevention Platform

PayShield combines Runtime Application Self-Protection (RASP), cryptographic device identity, and real-time fraud intelligence into one security platform — stopping mobile fraud before money leaves the system while automatically generating regulator-ready forensic evidence.

102+
Threats Covered
7
Security Layers
90%
Fraud Detection Accuracy
<100ms
Risk Scoring Latency

The Crisis: Mobile Fraud Is Escalating Globally

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$48B+ Digital Fraud Losses

Global digital payment fraud losses exceeded $48 billion in 2025 and are projected to surpass $70 billion by 2030 as digital banking and real-time payments expand worldwide.

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52% of Fraud Originates on Mobile

Over 52% of all digital fraud attacks now originate from mobile devices, targeting banking and fintech apps through malware, overlays, automated bots, and emulator-based attacks.

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70% of Fraud Is Automated

More than 70% of modern fraud attacks are automated, using bots and device farms to bypass traditional authentication and fraud detection systems.

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Days to Weeks to Detect

Most financial institutions still detect fraud days or weeks after transactions occur, because existing tools lack runtime protection and real-time device intelligence.

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70%+ Banking Transactions on Mobile

More than 70% of digital banking transactions now occur on mobile apps, dramatically increasing the attack surface for fraud targeting consumers and financial institutions.

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Global Regulatory Pressure Rising

Financial institutions must comply with regulations such as PSD2, PCI DSS 4.0, DPDP, and digital banking security mandates, requiring stronger fraud prevention and verifiable audit trails.

PayShield: The 6-Layer Zero Trust Stack

Comprehensive mobile fraud prevention with AI-powered detection and automated compliance

1

Device Trust

Detects jailbreak, rooting, emulators & cloned apps instantly

2

Runtime (RASP)

Protects app memory & code execution in real-time with <100ms latency

3

Liveness Check

Blocks silicone fingerprints & deepfake face injection

4

Behavioral AI

Tracks swiping patterns & navigation speed to spot bots

5

Evidence Bot

Auto-generates RBI-compliant audit PDFs for every blocked fraud

6

One-Click API

SDK integrates into Android/iOS/React Native apps in 2 weeks

The PayShield Advantage

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Double Threat Coverage

102 threats covered - 2x compared to competitors

  • Device Security: 98% coverage
  • Account Takeover: 95% coverage
  • Payment/Transaction: 92% coverage
  • Compliance: 90% coverage
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Agentic Automation

AI-powered async brain with automated workflows

  • Automated playbook execution
  • Device-signed evidence packs
  • Cross-session graph correlation
  • Edge ML scoring <100ms
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Evidence Generation

Unique compliance-ready documentation

  • RBI-compliant audit trails
  • DPDP Act evidence packs
  • PCI, GDPR, ISO, CERT-IN mapping
  • Automated SAR preparation

PayShield vs The Market — Unified Mobile Trust Platform

Capability PayShield Appdome Guardsquare Protectt.ai OTP / Legacy
Runtime App Protection (RASP) ✓ ✓ ✓ ✓ ✗
App Shielding / Code Hardening ✓ ✓ ✓ ✓ ✗
Device Integrity & Runtime Attestation ✓ Partial Partial ✓ ✗
Cryptographic Device Identity ✓ ✗ ✗ Partial ✗
Hardware-Bound Payload Signing ✓ ✗ ✗ ✗ ✗
Verified Telemetry Boundary ✓ ✗ ✗ ✗ ✗
Backend Fraud Detection Engine ✓ ✗ ✗ Limited Limited
Graph-Based Fraud Detection ✓ ✗ ✗ ✗ ✗
Tamper-Evident Forensic Evidence ✓ ✗ ✗ Partial ✗
Regulator Evidence Export (RBI / DPDP) ✓ ✗ ✗ ✗ ✗
Post-Quantum Cryptography Ready ✓ ✗ ✗ ✗ ✗
Edge ML Risk Scoring ✓ (<100ms) Partial ✗ Partial Transaction Only
Threat Coverage (# of threats) 102 70+ 60+ 80+ Behavioral Only
Deployment Cloud & On-Prem Cloud Cloud Cloud Cloud

Solution Architecture

A device-edge, zero-trust architecture that detects, prevents, investigates, and enables recovery from fraud in real time.

PayShield Solution Architecture

Detection Layer

Executes directly on the device to establish trust and detect threats.

  • Device integrity & emulator detection
  • Runtime protection (RASP)
  • Behavioral & liveness analysis
  • Edge ML risk scoring

Prevention Layer

Enforces real-time decisions to block fraud.

  • Policy-based blocking
  • Adaptive risk thresholds
  • NGINX API gateway enforcement
  • Zero-trust access

Investigation Layer

Correlates signals across sessions and timelines.

  • Cross-session correlation
  • Attack chain reconstruction
  • Forensic telemetry
  • Analyst dashboards

Recovery & Compliance Layer

Generates regulator-ready evidence.

  • Device-signed evidence
  • RBI & DPDP aligned reports
  • Audit & SAR exports
  • Secure storage

Visual Proof of Defense & Operations

Real-world visibility into threat detection, SOC operations, and PayShield’s multi-layer protection model.

7-Layer Cybersecurity Defense Matrix

7 Layer Defense Model

Threat Classification Across Device, Network & Runtime

Threat Classification

SOC Dashboard & Operational Visibility

SOC Dashboard

Why It Matters

Traditional cybersecurity tools weren’t built for mobile app environments. Modern mobile fraud and runtime threats evolve rapidly and require intelligent, adaptive defense that runs where threats originate — right at the device edge.

Mobile-first defense Protect apps where attacks actually occur.
AI-driven accuracy Reduce false positives, increase threat coverage.
Compliance Ready Pre-formatted reports for RBI, DPDP & regulators.
Low integration friction Fast SDK integration & policy configuration.

Use Cases Across High-Risk Sectors

Live fraud patterns observed across India’s mobile-first digital ecosystem and actively mitigated using PayShield’s device-edge intelligence.

Banking & Fintech

Account takeover, OTP fraud, mule accounts, fake banking apps

Device trust, behavioral biometrics, runtime protection, and real-time transaction blocking.

NBFCs

Loan fraud, synthetic identities, emulator-based onboarding

Liveness detection, device fingerprinting, and evidence-backed rejection of high-risk applicants.

Co-operative Banks

Legacy system abuse, phishing-led credential compromise

Lightweight SDK integration, zero-trust enforcement, and regulator-ready audit trails.

E-commerce

Refund abuse, bot-driven purchases, fake return fraud

Device reputation scoring, bot detection, and behavioral anomaly detection at checkout.

Government & Public Sector

Identity misuse, benefit leakage, impersonation attacks

Secure citizen app access, tamper-proof devices, and forensic evidence for audits.

Stock & Trading Platforms

Automated bot trading, session hijacking, order manipulation

Runtime integrity checks, anti-bot behavior analysis, and sub-100ms edge ML scoring.

Enterprise BYOD

Compromised employee devices, data exfiltration, insider risk

Continuous device posture assessment and zero-trust access enforcement.

How It Works

1

Instrument

SDK integrates into your app to enable telemetry and policy hooks.

2

Detect

Device signals, networks, and user behaviour are monitored in real time.

3

Decide

Adaptive policies decide allow/block with AI scoring.

4

Respond

Block attacks, generate evidence, and feed analytics & compliance exports.

How an Attack Is Stopped in Real Time

A live view of how PayShield detects, blocks, investigates, and prepares evidence — before financial loss occurs.

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Compromised Device

Rooted device, bot activity, fake app

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Risk & Decision Engine

Edge ML scoring & policy enforcement

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SOC & Compliance

Dashboards, evidence & recovery

Costing & Plans

Flexible plans designed to scale from pilot validation to enterprise-grade fraud prevention and compliance.

🚀 Pilot Program

FREE
for 3 Months
  • Users: Up to 1,000
  • 102 Threat Detection Coverage
  • Agentic AI Evidence Generation
  • Device-Signed Evidence Packs
  • Basic Security Reports
  • Email Support
Start Free Pilot →

📊 Growth Plan

$12 / user
per year
  • Users: Up to 25,000
  • 102 Threat Detection Coverage
  • RBI & DPDP Compliance Ready
  • Real-Time Threat Dashboards
  • Advanced Threat Analytics
  • Priority Email Support
Get Started →

🏢 Scale Plan

$10 / user
per year
  • Users: Up to 50,000
  • Advanced ML Threat Scoring
  • Cross-Session Correlation
  • CXO & CISO Dashboards
  • Dedicated Account Manager
  • Bi-Weekly Review Calls
Contact Sales →

🌐 Enterprise Plan

$8 / user
per year
  • Custom Threat Models
  • On-Prem / Private Cloud
  • White-Label Options
  • Custom SLA Agreements
  • 24/7 Premium Support
  • Full Compliance Documentation
  • Quarterly Security Audits
Enterprise Inquiry →

Get Started with PayShield

Help us secure India's $3 Trillion Digital Economy

Ready for a Live Demo?

Connect directly with our team for a pilot or demo.

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